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Merchants Initiative

Revolutionizing Retail with Tech Innovation

WeSave is the first Multi-Vendor  weCommerce™ platform fractionally owned by its sellers & customers.

Our Platform

  • weConnect™ technology: A cutting-edge solution that provides a parallel, standalone access portal, plugging retail mom ‘n’ pop merchants and home-based businesses into the WeSave marketplace. It gives them all the tools needed to facilitate online marketing and sales.
  • Back-up online sales channel: A lifeline for local retail merchants to operate from their home or other locations, allowing them to advertise and sell in the digital marketplace and support their families.
  • Scalable networks of users: Harnesses large networks of users who join and have the potential to benefit through our cooperative business model. WeSave users interact, transact, and get rewarded.
  • Robust loyalty transaction tracking: Utilizes advanced technology to track every transaction made within the WeSave ecosystem.
  • Proprietary algorithm: Leverages an algorithm to calculate revenue distribution.
WeSave has assembled an all-star team of world-class industry leaders who have independently shaped the banking, processing, sales, loyalty, and blockchain industries. With these strategic partners, we have both the member enrollment and merchant-acquiring side ready to roll out. ​
From a technology perspective, we are developing cutting-edge, cloud-based Software as a Service (SaaS) and Banking as a Service (BaaS) solutions for our merchant partners.  
Sales wise, we have resources to deploy with efficiency and scalability.  In short, we have spent years building our foundation for success. The timing is perfect to roll out our marketing plan with our partners.

Meet the Executive Leadership

Richard G Stewart Jr.

Founder & Chairman

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A lifelong entrepreneur, successful business owner, real estate developer, educator, and investor. Richard has always created win-win opportunities for his partners by creatively adding value to under-utilized assets.

Creating value and profits on the money you spend:

  • Gold deal, collecting appreciating assets
  • Program to take monthly expense money and invest it

Fractional ownership deals since the 1970’s

  • Partnerships with Special Purpose Vehicles (SPV)
  • Pacific Coast Stock Exchange - fractional first trust deed ownership (TrudyPat) in historical landmark (interest + equity kicker)
  • Raised $300 million dollars to fund multiple land development projects by giving fractional interest in the first trust deeds
  • Created the first “rights to use” reciprocal membership program with other resorts that added value to existing assets and eventually grew into the multi-billion dollar timeshare industry
  • Membership Guarantee program for 4,000-acre Ahwahnee Estates and Country Club Resort (Adds Benefits Package)

Bradley C Hanson

CEO

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WeSave’s leadership also includes Brad Hanson, former CEO of MetaBank (now Pathward). Hanson joined WeSave as its CEO after retiring from his 30-year career in payments and banking where he was widely recognized for his pioneering work in establishing the prepaid card industry and developing the bank sponsorship model for fintech companies. During his tenure, Metabank became a multi-million-dollar public company, a global leader in issuing prepaid/debit cards and serving unbanked and underbanked communities. In addition to his service to WeSave, Hanson currently serves on several corporate boards, including a bank, a national non-profit, and both private and public financial technology companies.​

RJ Stewart

RJ Stewart

COO

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Meet RJ Stewart, a seasoned strategist with over three decades of expertise in innovation. RJ’s career began in purchasing and sourcing, where he mastered product quality, CRM, and inventory management. He then applied his knowledge to the emerging fields of IT and e-commerce, before diving into the payments industry, where his work with Visa-level clients inspired him to develop early reward and loyalty technologies.

RJ’s contributions have been pivotal in building over five technology platforms in fintech, SaaS, and rewards tracking, all of which have revolutionized customer engagement. He also led patent enforcement in the rewards space, further solidifying his strategic influence. Recognizing his visionary approach, WeSave, Inc. brought him on board for his expertise in patents, loyalty, and merchant programs. RJ’s proven success in driving customer engagement makes him a key player in WeSave’s mission to redefine loyalty in the digital age.

Our History

2001
Holding Company with Founding Vision Defends Patents

  • Mastercard issued Source its own Bank Identification Number (BIN)

  • MetaBank, led by Brad Hanson, became Source's strategic partner & signed a long-term Strategic Framework Agreement

  • Source became exclusive provider of loyalty for Metabank's registered card program for Meta-issued debit card

  • In 2012, Source acquired a company called, WeSave Rewards, LLC, with an eCommerce platform that had contracts with 11 state government human resource departments to provide discounts & benefits to hundreds of thousands of their employees 

2008
Established the Humanitarian Empowerment Loyalty Platform

  • HELP Worldwide, Inc. became the marketing arm for Source & licensed its intellectual property rights, strategic agreements, technology, and other assets

  • HELP's main goal is to support local mom 'n' pop merchants to potentially survive & thrive regardless of economic conditions with a reciprocal partnership business model and unique loyalty program 

  • HELP formed a 501(c)3 non-profit foundation to receive donations from customer purchase transactions and from these funds it donates grants to other approved 501(c)3 organizations

2019
Established International Clearing House, Inc. as Central Transaction Processor

  • ICH is a transactional processing hub that hosts a proprietary Revenue Distribution Engine (RDE) with a reciprocal partnership business model providing Software as a Service (SaaS) for payment cards, digital commerce, and loyalty reward programs

  • MetaBank invested cash & in-kind assets as a marquee founding investor and board member 

  • In 2020 & 2021, ICH updated and integrated the legacy platform it inherited from Source and HELP and developed a cloud-based technology platform

  • ICH contracted with numerous strategic alliances

2021
Established WeSave, Inc., as the Public Facing weCommerce™ Shopping Portal

  • Developed & integrated WeSave's new front-end weCommerce™ platform & shared economic system that offers its members benefits such as fractional ownership, pro-rata profit sharing, Cashback Rewards, and potential referral income 

  • Engaged best-in-class leadership, Brad C. Hanson, as CEO

  •  Gave WeSave shareholders fractional ownership in ICH

  • Transferred Metabank's, (now, "Pathward"), Strategic Framework Agreement, exclusive loyalty rights to WeSave

2022
Incorporated Branding, Investment, Legal Structures  & Strategic Partnerships

  • WeSave Rewards LLC was dissolved and its database & assets were transferred to WeSave, Inc.

  • Engaged KBA law firm that specializes in investment offerings and Rialto Markets as WeSave's licensed broker/dealer firm

  • Signed an agreement with KoreConX as a transfer agent for WeSave's stock offerings, an Escrow agreement with Enterprise Bank & Trust, a Master Services Agreement with a top outlet company, an agreement with an online sales tax solution company, and a Platform Referral Partner agreement with a drop shipping company

  • WeSave established www.wesave.com as the consumer-facing brand & shopping portal which fully integrated its front-end shopping and registration platform with ICH's back-end processing to form WeSave's current robust, "Reward, Redemption & Payment Platform" or "RRPP".

2023
Developed Strategic Relationships with Financial Service Processors

  • WeSave signed an ISO Agent Processing Agreement for processing merchant online transactions, a Merchant Application & Agreement with a world class company for processing investor transactions, an agreement with a CPA firm to provide legal third-party audit reports of financials, and a critical split-pay master service processing agreement with PT Holdings, Inc. that facilitates WeSave's weConnect™ program

  • Completed all legal contracts and offering documents, policies & procedures, terms and conditions, financial models, applications for our merchants, members, Loyalty Program Operators (LPOs), and applicable service providers

2024
Currently in Beta Launch & Raising Capital Phase 

  • WeSave signed an exclusive Joint Marketing & Development Agreement with MJP, LLC to support the onboarding of local POS retail storefront merchants & enrolling cardholders 

  • Finalizing offering document filings & upgrades to websites

  • Raise capital & execute our launch phases

  • Future Software as a Service (SaaS) solutions in the Pipeline: 

    • Mobile APP ​

    • In-Store Pickup

    • Curbside Pickup

    • Same Day Delivery

    • Scan & Pay

    • Much More

The Power Of Our Platform

The Network Effect = the incremental benefit gained by an existing user for each new user that joins the network.

Typically, the greater the number of buyers, sellers, or users, the greater the compounding Network Effect which creates greater value to the company and its shareholders.

Therefore, the more customer-owners that join the WeSave Network and shop on the platform, the more valuable the Network is to Merchants, and vice versa.

Merchant Benefits







Swipe ➜

As A WeSave Merchant
You'll Get:

Preferred Stock Ownership (Equity Position) & a Pro-rata Share of Preferred Stock Dividends 

Customizable Online Storefront for Increased Visibility = New Customer Traffic = Increased Sales

Plug 'n' Play Loyalty Program Giving Your Customers 2% Cashback Rewards on their Purchases

1% Referral Compensation when your Customers Shop at Other WeSave Merchants

Other Software as a Service (SaaS) and Banking as a Service (BaaS) solutions such as sales tax collection and remittance, shipping options, inventory, etc.

Member Benefits







Swipe ➜

As A WeSave Member
You'll Get:

Fractional ownership in WeSave, Inc.

Up to 2% Cashback rewards on qualified transactions

1% Residual referral income on friends purchases

Competitive prices

Portion of sales support charities

Support local mom 'n' pop retail stores in your community
Take Your First Step with WeSave

Get Started Today

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A first-of-its-kind fractional ownership weCommerce™ company where every time someone becomes a Premier Member or a merchant alliances in our coalition, they become an owner of preferred shares of stock in WeSave, Inc.